Terms and Conditions

Last Updated 1/5/2026

1. Who Can Use Our Services

You must be 18+ and located in the U.S. or its territories. By using our services, you confirm you have the legal right to do so.

2. Accounts & Security

Some parts of our site may require an account. Keep your info accurate and your login secure. You’re responsible for all activity on your account.

3. Payments & Transactions

By submitting payment instructions, you authorize us to process transactions. Your bank may charge fees. We are not liable for delays or issues caused by banks or circumstances beyond our control.

4. Content & Usage

Our website and content are for personal, non-commercial use only. Do not copy, sell, or misuse our content or services.

5. User Content & Feedback

You are responsible for anything you post. By posting, you grant us a license to use your content for promotional or other purposes. Any feedback you provide belongs to us.

6. Third-Party Links

We are not responsible for the content or practices of other websites. Clicking external links is at your own risk.

7. Legal Stuff

We provide our services “as-is” without guarantees.
Our liability is limited to $100 maximum.
Any disputes will be resolved through individual arbitration; class actions are waived.

8. Termination

We can suspend or terminate your access at any time without notice.

9. Miscellaneous

These terms are the full agreement. If any part is unenforceable, the rest still applies.